Saving Money Tips- STRETCH your dollars!!
USE THE SUBSTITUTE CLEANING RECIPES BELOW AND SAVE BUCKETS OF CASH A YEAR~~ REALLY!! Save $30-$40 a mo. on cleaners!
Make your own laundry soap! Works and smells GREAT and
only .01 cent a load. I used this site and added a bit of dry calgon for scent. I have 5 little ones and like the clean looking and smelling clothes this soap gives our family (many times daily).
I USE THIS ONE DAILY AND IT SAVE US BIG BUCKS!
Use VINEGER rather than costly cleaning products! Works just as good if not better. google: 101 ways to use vineger
Use your crock pot 2 times a week.
Garden!! go figure....
Have a family game nite rather than going out.
(a 2 fold blessing)
Make your OWN coffee at home. Keep supplies on hand at home and resist, resist, resist the urge to stop at a stand!
Refill your water bottle and brown bag your daily lunch.
Slow down on junk food purchases! Pop, cookies.....maybe only "do junk" on family game nite.
NO NO NO to credit cards! pay it off- but you already know this.
Draw names and MAKE Christmas gifts this year!! Make it fun!
Top picks from about.com are...cookies in a jar...bath salts...daddys caddy... stepping stones... Nana's angels tshirt...coco jars.. printable calendars...printable coupons...candy jar...hollow book....tea cup / jar candles...memory jar...slime,dough,paint....coffee can stilts.
Buy the items you use alot in bulk.
Make a shopping list and stick to it!
Don's spend big money entertaining your children.
Children want most is your time, not your stuff- play/read with them.
Use craigslist and re-use sites for items you need.
Lower that thermostat a few degrees and wear socks!
Shop with coupons and store flyers.
When shopping for standard items (clothes, sports equipment, older games, etc.), start by shopping used.
Swap babysitting with neighbors and friends.
Learn how to cut hair.
Maintain your own car.
Use the library for books and movie rentals- redbox is good too.
Downsize.
Go hiking and camping for this years vacation.
Cancel your phone and use your cell phone. (majic jack works)
**Remember- you can do it! Use a determined % of the money saved each month and get out of debt.**
From there you can save- save- save!!
Good luck!! I bet you can save at least $1,000 dollars easily.